**I received a letter from them thanking me for the info but what is this pertaining to?**
I wrote a letter to the Wis State tax office in Kansas and sent all paperwork that was given to H&R to complete the 2012 tax form. We tried to fax to the number several times and would not go through. But the H&R rep submitted a letter and requested copy of their report. My 2012 tax from was missing from my files and they could not find the name of the person who was to complete the filing process for that year. I went to H&R Block who filed my taxes since 2008. I asked for a copy from the state tax be sent to me and they asked me to give a fax number to send it to and gave a fax to resubmit info. Requested current information and asked to resubmit my tax return. I received this call as well from 5802892502 or 8062892502 and they specified a tax audit for 2012 which was incorrect and demanded payment. I am to call her no later than 12noon tomorrow to see if I wish to settle out of court and pay then over $700 or go to court and pay over $5K. She is with the Apex Company and is calling on behalf of Equity Funding Payday loans. They also said they emailed me but I never received anything and asked if they could resend but stated that it was too late for that? In the meantime here is the information that was just now given to me. I appreciate your time, please let me know.
I personally do not recall taking a loan with them and have had identity theft happen to me in the past so, I am not sure what to do.Ĭould you advise me on what I should do? I am sure you are incredibly busy but I really do not know who to turn to at this point. They harras then go dormant then resurface. I have an attorney but he is based in NYC, and he and I have dealt with I think this same company in the past. I have their number, the name of the woman with whom I spoke and her company as well as the payday loan company's name. They said they mailed the notifications to the old address which I have not lived there for over 3-years. Florida any longer but I am getting very disturbing, harassment calls from what appears to be a payday loan mediation company stating that they are going to file a fraud charge with Miami Dade County Court if I do not pay them a certain amount to "settle out of court", I am sure they are likely a scam but they do not sound like it over the phone and have an old Miami address of mine. With your help, we’re finding the bad guys and putting them out of business. If you, or someone you know, has gotten a suspicious debt collection call, report it to the FTC. If they don’t, that’s a warning sign that they may not be legitimate.ĭebt collection complaints account for nearly one-third of consumer complaints to the FTC. By law, debt collectors have to send you a written document, called a validation notice, within five days after they first contact you. If a debt collector calls about a debt – and before you agree to pay anything – ask for a written proof that says how much money you owe and to who, and what to do if you don’t think you owe the money. You can’t be arrested for not paying your bills. In truth, the FTC says, the defendants pressured people into paying debts they never owed. The callers used this information to convince people that the calls were legitimate. Sometimes, the callers had personal information, like Social Security and bank account numbers, or relatives’ names. The imposters told people they were delinquent on a payday loan or other debt and threatened them with arrest, jail time, or getting sued unless they paid by credit or debit card over the phone. The FTC says the “collectors” used a variety of names to make people think they were dealing with a law firm. Really, they were not lawyers and had no authority to collect debts. In a case announced today, the FTC says a debt collection operation in Charlotte, NC pretended to be lawyers.
But it can be downright frightening when the caller uses lies, profanity and threats to try to get you to pay. Getting a call from a debt collector can be stressful.
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